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The Story Behind the Richest Man in the World 06/02/2019 - Gregory Crouch: Interest is usually calculated on the daily closing balance and paid monthly. Hi GYM, I guess if I had to pick dividend income is my preferred method. All the equity investments carry higher risks and therefore capable of generating very high returns. Webull, making money online/hindi Interactive Brokers, and Robinhood all offer free accounts to their basic users.